Pa-ga-me
Split group expenses without signing up
Pa-ga-me is a free web app to split the costs of a trip, a shared flat or a dinner with friends. No accounts, no downloads: create a group, share the link and the app works out who owes whom.
How it works
- Create a group with everyone’s name.
- Share the link: anyone who has it can see the group and add expenses.
- Add each expense and who paid it. Pa-ga-me works out the balances and the payments to settle up.
What’s included
- No sign-up, no passwords and nothing to install.
- Split equally, by amounts or by shares.
- Expenses in any currency, converted at the day’s exchange rate.
- Recurring expenses and reimbursements between members.
- Simplified settlement: a few payments clear every debt.
- Installs as an app and works offline.
- Available in Spanish, English and French.
Frequently asked questions
Do I need to sign up?
No. Just create a group and share its link; nobody needs an account or a password.
Is it free?
Yes. Pa-ga-me is free: creating groups, adding expenses and settling up cost nothing.
Who can see my group?
Only people who have the group’s link. Groups are private and never appear in search engines.
Can I add expenses in another currency?
Yes. Each expense can be in another currency and is converted to the group’s currency at the day’s exchange rate.
How does it work out who owes whom?
Pa-ga-me adds up what each person paid and owes, and suggests the payments needed to settle every debt with as few transfers as possible.