Pa-ga-meCouple expenses, split your way
Every couple splits costs their own way: 50/50, in proportion to what each earns or a mix of both. Pa-ga-me records what each of you pays and shows who owes whom at any time.
50/50 or proportional
If you earn the same, split equally. If not, split by shares: for example, 3 shares for the higher earner and 2 for the other, i.e. 60 % and 40 %.
You can mix both: household costs in proportion, going out 50/50.
No joint account needed
If you don’t share an account, each of you pays by card and adds it. Every so often you make a single payment to settle up.
Example: a month as a couple (60 % / 40 %)
Emma and Liam split household costs in proportion to their income and going out 50/50.
| Expense | Paid by | Amount | Split among |
|---|---|---|---|
| Rent | Emma | €950.00 | 60 % / 40 % |
| Monthly groceries | Liam | €320.00 | 60 % / 40 % |
| Cinema and dinner | Liam | €64.00 | Everyone |
Payments to settle up
- Liam pays €156.00 to Emma
One payment a month and each of you has paid their fair share.
How it works
- Create a group with everyone’s name.
- Share the link: anyone who has it can see the group and add expenses.
- Add each expense and who paid it. Pa-ga-me works out the balances and the payments to settle up.
Frequently asked questions
Can we change the split later?
Yes. Each expense has its own split, so you can change it whenever you like without touching earlier ones.
Can anyone else see it?
No. Only people with the group’s link can see it, and it never appears in search engines.
More ways to use Pa-ga-me
- TripsAccommodation, car hire, fuel and dinners: everyone pays for something and nobody knows who owes what.
- Shared flatsElectricity, internet, shared shopping and cleaning supplies, month after month, no spreadsheets.
- Dinners and restaurantsOne pays the bill, another the drinks and someone skipped the wine. Everyone pays their part.
- Parties and eventsStag and hen dos, birthdays, group gifts and getaways: clear accounts among many.
- Expense calculatorType who paid for what and instantly get the payments to settle up. No sign-up.
- How to split expensesThe ways to split group expenses fairly, with examples: equally, by consumption and proportionally.
Get started in under a minute
No accounts, no passwords: create the group, share the link, done.