Pa-ga-meParties, birthdays and group gifts without the hassle
Organising a hen do or a group gift means several people pay upfront: the cottage, the activity, the dinner, the present. Pa-ga-me brings all those expenses together and works out who owes whom.
The guest of honour doesn’t pay
At a hen or stag do the guest of honour usually doesn’t pay. Don’t add them as a participant: their share is automatically split among everyone else.
Lots of people, few payments
With ten or fifteen people, everyone paying everyone is impossible to follow. Pa-ga-me simplifies the debts so there are as few transfers as possible.
- Share the link in the event’s WhatsApp group.
- Each organiser adds what they paid upfront.
- At the end, everyone sees who to pay and how much.
Example: a hen do
Four friends organise Sarah’s hen do; Sarah pays nothing. Each of them pays for part of it upfront.
| Expense | Paid by | Amount | Split among |
|---|---|---|---|
| Country cottage | Emma | €520.00 | Everyone |
| Activity | Lucy | €260.00 | Everyone |
| Dinner | Olivia | €310.00 | Everyone |
| Present | Grace | €80.00 | Everyone |
Payments to settle up
- Grace pays €212.50 to Emma
- Lucy pays €17.50 to Olivia
- Lucy pays €15.00 to Emma
The accounts add up without anyone chasing anyone.
How it works
- Create a group with everyone’s name.
- Share the link: anyone who has it can see the group and add expenses.
- Add each expense and who paid it. Pa-ga-me works out the balances and the payments to settle up.
Frequently asked questions
How many people can a group have?
As many as you need. Pa-ga-me works for couples and large groups alike.
Can I remind someone they owe me money?
Yes. Share the group summary and everyone sees what they need to pay.
Does it work for a group gift?
Yes. Whoever buys the present adds the expense and the rest see what they owe.
More ways to use Pa-ga-me
- TripsAccommodation, car hire, fuel and dinners: everyone pays for something and nobody knows who owes what.
- Shared flatsElectricity, internet, shared shopping and cleaning supplies, month after month, no spreadsheets.
- Dinners and restaurantsOne pays the bill, another the drinks and someone skipped the wine. Everyone pays their part.
- CouplesHousehold costs split 50/50 or by income, without keeping score in your head.
- Expense calculatorType who paid for what and instantly get the payments to settle up. No sign-up.
- How to split expensesThe ways to split group expenses fairly, with examples: equally, by consumption and proportionally.
Get started in under a minute
No accounts, no passwords: create the group, share the link, done.